Faqs

Is it possible to get an approval within hours of applying? Yes, it is! Apply for our matchless loan services at Instant Approval Loans and get the cash you need within hour of applying. Be it for pending bills, due rent, home repair or car repair, these loans can be applied for almost any purpose.

Will I need to pledge any collateral?
No, there is no need of pledging any collateral against any of our loan services.

Am I eligible to apply?
To be considered as eligible you need to be a citizen of Australia, be above 18 years of age, hold a valid bank account and earn fixed income at the end of every month.

Can I apply despite being tagged with bad credit records?
You need not have to get involved in any credit checks prior to approval. Thus, you can qualify for our matchless loan services no matter what bad credit record you may be tagged with.

How much money can I borrow?
You can borrow an amount up to AU$1,500 upon approval. For repayment you will get one month time.

What if I need additional information?
For additional information or queries about any of our services, feel free to contact us at any time.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.